Legal Disclaimer

Overview

The data provided on the Lorna platform is compiled from publicly available sources, including SEC filings and other financial reports, to ensure accuracy and transparency. All ratings, metrics, and insights generated by the Cash Flow Momentum Score (CFMS) or other tools are for informational purposes only.

Not Financial Advice

Lorna is not a registered investment advisor, broker-dealer, or financial planning service. The information presented on our platform should not be interpreted as financial advice or as a recommendation to buy, sell, or hold any specific securities.

CFMS Ratings

The Cash Flow Momentum Score (CFMS) and other investor ratings on the platform are algorithmic output results derived from our quantitative model. These ratings do not imply a guaranteed probability of future outcomes and may be proven incorrect based on unforeseen future developments.

User Responsibility

We strongly emphasize that investors should independently verify all data and conduct their own due diligence before making any investment decisions.

Acknowledgment

By using Lorna, you acknowledge and agree that:

• The ratings, metrics, and scores generated are non-personalized and inherently subjective outputs of a quantitative model.
• No aspect of the information presented constitutes financial advice, investment recommendations, or guarantees of performance.
• The platform's insights are not definitive, and investment outcomes may vary based on market conditions, individual strategies, and unforeseen developments.
• We strongly encourage users to consult with a licensed financial advisor or other qualified professional regarding their individual financial situations and objectives.